Business Income Loss Worksheet
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Business income loss worksheet. An income statement sometimes called a profit and loss statement lists your revenues and expenses and tells you the profit or loss of your business for a given period of time. This business income worksheet is offered to assist in establishing adequate business income and extra expense values for insurance purposes. It is intended as a guide that you can use together with other at your disposal to establish values you wish to insure. Commercial property omni college school xls commercial property omni healthcare xls.
If your business were to suffer an insured loss but you must stay open for business you could incur costs above and beyond your regular expenses. It also documents your organization s pre loss income and expenses when you submit a worksheet as part of your application for coverage. It is not offered as legal accounting or professional advice. Simplified business income and extra expense worksheet this worksheet is designed to help determine a 12 month business income and extra expense exposure.
What is a business income worksheet. You ve may have seen a formal income statement for other businesses or have paid your accountant to prepare one for yours. The following questions and answers are for your information. Business income worksheet page 1 of 2 10 2009 child care product business income worksheet named insured.
Coverage depends on the facts and circumstances involved in the claim or loss all applicable policy or bond provisions and any applicable law. Actual revenue for past 12 months estimated total revenue for next 12 months a. Business income exposures from following sources. The purpose of this worksheet is to estimate the potential expsoure expenses incurred as your business continues operations while trying to get back to normal after a loss.
Business income in general pays for net income or loss the insured would have earned or incurred plus continuing normal operating expenses including payroll. Completing a worksheet may seem like a hassle but it will help you estimate recovery costs and give you a blueprint to follow during the restoration period.
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